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Rental Loan Programs

Long Term Financing For Stabilized Rentals and Rental Acquisition
Equity Based and FICO Driven with no tax returns required.

30 YEAR FIXED RATE

REFINANCE AND PURCHASES up to 85% - CASH OUT 75% Max - LOAN AMOUNTS of $55,000 to $2,000,000
Rates start at 4.25% - Rates are based on credit score, LTV and other factors not listed.

Qualifications

Min Fico Score 600 - Non-Owner Occupied Properties only
Property Debt to Income 90%
No minimum DTI with credit score over 700 and LTV under 70%
6 Months Reserves of Principle, Interest, Taxes, and Insurance (Cash out can qualify)
No Derogatory Credit Issues within 36 months

General Guidelines

Fully Amortized 30 years, partial interest only options available
Pre-Payment 3-3.5 Year / 3% - 2% - 1% - with buydown available
All States Except Minnesota or South Dakoda
Refinance Properties to be Rented or Leased
Loan Amounts $55,000 to $2,000,000