Long Term Rental Loans

𝗠𝗼𝗿𝗲 𝗢𝗽𝘁𝗶𝗼𝗻𝘀 𝗙𝗼𝗿 𝗟𝗲𝗮𝘀𝗲𝗱 & 𝗦𝗵𝗼𝗿𝘁 𝗧𝗲𝗿𝗺 𝗩𝗮𝗰𝗮𝘁𝗶𝗼𝗻 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀

Choose Terms that work best for you:

Fixed Rate 30 year amortized loan.
Fixed rate 10/30 interest-only for 10 years that converts to 30 years amortization.
Adjustable-Rate ARM’s 5 to 10 Year Terms.

𝗧𝘂𝗿𝗻 𝗬𝗼𝘂𝗿 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗜𝗻𝘁𝗼 𝗪𝗲𝗮𝗹𝘁𝗵

New purchases up to 85% - Refinance 80% - and Cash-Out options up to 75%.

Specialized rent qualifiers on Airbnb properties show above market rents for EZ qualifying.

No Tax Returns Required Qualifying is Based on Debt to Income.

Full Doc Loans Can Achieve Lower Rates

𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗥𝗘𝗡𝗧𝗔𝗟 𝗟𝗢𝗔𝗡𝗦
(Debt Service Coverage Ratio)

• DSCR can be Calculated on Interest Only on 10/30 program
• Long-Term Financing on Short-Term Rental Vacation Properties Available.
• $75k - $4M
• Up to 85% LTV
• 30-Year Fixed, ARM and Interest-Only
• Purchase, Rate & Term or Cash Out
• LLC's, Corporations, Trusts, and LP's Only
• Nationwide Lending (some states not eligible)
• No Pre-Payment Penalty Available
• No tax or personal income documents needed
• These loans are based on rental property cash flow
• Debt service coverage ratio loans are an innovative new product that helps grow investment portfolios
• A DSCR loan is a type of non-QM loan for real estate investors.
• Flexible qualification guidelines
• Faster Closing Times
• No income or job history verification required
• Unlimited cash out
• As little as 15% on down payments
• Interest-only loan option available
• Both long-term and short-term rentals are eligible
• No maximum number of properties
• Give us a call today, and our team will answer any questions you may have.